First of all, you can actively negotiate with the bank to provide guarantee for the debt, change the content of the original loan contract or enter into a new contract, so that the bank can withdraw the lawsuit. If you are sure of winning the lawsuit, you can actively respond to the lawsuit and request the court to reject the bank's lawsuit. If the party owes the bank money and fails to repay it, the bank will make a reminder. If the party still refuses to repay after the reminder, the bank will be blacklisted and the bank may sue the people's court.

If you are sued for credit card debt, the bank can withdraw the lawsuit if you pay off the debt in one go. After all, the bank only requires repayment of the arrears. If the bank files a civil lawsuit in the court, the court should decide whether to accept it within 7 days from the date of receiving the litigation materials.

If the debt is paid off, the bank can withdraw the lawsuit. After all, the bank only requires repayment of the debt. If the bank files a civil lawsuit to the court, the court should decide whether to accept it within 7 days from the date of receiving the litigation materials.

If the amount owed reaches the amount stipulated by law and is still not returned for more than three months after two collections by the bank, the crime of credit card fraud cannot be dismissed and the person shall bear criminal liability.

Legal basis:

Article 124 of the "Civil Procedure Law of the People's Republic of China"

The People's Court shall handle the following prosecutions respectively: The situation shall be dealt with:

(1) According to the provisions of the Administrative Litigation Law, if it falls within the scope of administrative litigation, notify the plaintiff to file an administrative lawsuit;

(2) In accordance with the provisions of the law, If both parties reach a written arbitration agreement to apply for arbitration and are not allowed to file a lawsuit in the People's Court, the plaintiff shall be informed to apply for arbitration to an arbitration institution; (3) For disputes that should be handled by other agencies in accordance with legal provisions, the plaintiff shall be informed to apply to the relevant The agency applies for settlement;

(4) For cases that do not fall under the jurisdiction of this court, notify the plaintiff to file a lawsuit with the People's Court with jurisdiction;

(5) For judgments, rulings, and mediations If a party files a lawsuit in a case in which the written complaint has become legally effective, the plaintiff shall be notified to apply for a retrial, except for the People's Court's ruling allowing the withdrawal of the lawsuit;

(6) For cases that are not allowed to be prosecuted within a certain period of time in accordance with the law, If a lawsuit is filed within the period of prohibition of filing a lawsuit, the case will not be accepted;

(7) Divorce cases where divorce is not allowed, divorce cases where reconciliation is achieved through mediation, cases where adoption relationships are maintained through mediation, there are no new circumstances or new reasons , if the plaintiff files another lawsuit within six months, the case will not be accepted.