Bank of Ningbo Huitong Leisure Card (Huitong Leisure Card is currently only available in Hangzhou and Nanjing areas) is a theme jointly launched by Bank of Ningbo and Zhejiang Online Network Media Co., Ltd. for customers in Hangzhou and Nanjing areas. The card has basic functions such as credit card financial payment, transfer, deposit and withdrawal, etc. Application conditions: Main card applicant qualifications: Any individual who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing can apply for a personal credit card with our card issuer with his or her valid identity document. Main card.
There is a difference between a credit card and a memory card
First, the biggest difference is that you can use the card to spend or withdraw cash even if there is no money in the credit card, but the consumption limit is not larger than your credit card Credit limit; if there is no money in the savings card, consumption and cash withdrawal cannot be made.
Second, after using a credit card, you must pay back the money consumed within a certain period of time, otherwise interest will accrue and you will have to pay back more. If you cannot pay back at that time, you can apply for installment repayment. But there is a handling fee. Moreover, cash withdrawals also require handling fees, and there is interest every day; you don’t need to pay back the money you spend on the debit card, and there are no handling fees for cash withdrawals.
Third, after the credit card is activated, you must make enough purchases 5-6 times a year to be exempted from the annual fee, and the annual fee is relatively high; the savings card also has an annual fee of 10 yuan per year. Regardless of whether you use it or not, as long as the card If you have money in it, the annual fee will be deducted.
Fourth, if you cannot pay back the money on time after using your credit card, it will also affect your credit rating. If the money you owe the bank reaches a certain amount and is not repaid, the bank can sue you.
Agricultural Bank of China’s debit card
The Agricultural Bank of China’s debit card number is composed of 19 digits, green, starting with 95599, or 622848, and part of it is the color of the 103VIP card except. Agricultural Bank of China's credit cards and quasi-credit cards generally have 16 digits. There is the pinyin of the name on the lower left side of the front of the credit card, and Arabic numerals next to the signature line on the back. If not, it is a quasi-credit card.
1. Agricultural Bank of China (ABC) is a large listed bank in China and one of the five largest banks in China.
2. Originally established in 1951 (the year of Xin Mao), it is the first state-owned commercial bank established in New China and an important part of China’s financial system. Its head office is located in Beijing.
3. For several years, Agricultural Bank of China has been ranked among the top 500 companies in the world, ranking among the top 7 of the "Top 1000 Global Banks"
4. In 2009, China Agricultural Bank of China was transformed from a wholly state-owned commercial bank into a modern joint-stock commercial bank. In 2010, it completed the "A+H" dual listing, and its total market value ranked fifth among listed banks in the world.