Theoretically, you can reapply after the online application of Guangfa Credit Card fails, but the success rate is very low, so I suggest you reapply after 3 months, or apply to another bank immediately. When applying again, you should pay attention to the following tips, hoping to help you.

1, providing as many economic proofs as possible. Guangfa Bank attaches great importance to the applicant's financial ability, because the cardholder's financial ability directly reflects the repayment ability.

2. Choose to apply for a co-branded card. If there are no special requirements for card types, in order to improve the success rate, you can try to apply for a joint card of Guangfa Bank, such as Guangfa Ctrip Credit Card. Because the rate of co-branded cards will be slightly higher than other types of cards.

3. Provide the credit card with the longest holding time. If the applicant has a card, the salesman will ask the credit card that has been used for the longest time as a reference for this approval. Therefore, we must choose the credit card with the longest use time and the best credit status as the supplementary card application materials, instead of choosing the card with the highest amount.

4. Be fully prepared to answer the phone. Guangfa Bank will randomly call the applicant for a return visit, usually on the company's landline. Therefore, if you have recently applied for a credit card, you'd better not take time off for a return visit.