1. The cancellation method of HSBC credit card.
1. Call customer service to cancel the account.
Credit card holders can call HSBC's 24-hour customer service hotline to apply for cancellation of their credit cards. You can't owe money on the account when you cancel the card, and in order to ensure the security of the account, you must take the card with you when you cancel the card by phone.
2. Cancel the account through the bank counter.
If the credit card is lost, the cardholder needs to go through the cancellation procedures at the branch counter.
Bian Xiao reminded:
1. As the credit card of HSBC is not closed by default, the cardholder who needs to close the account must explicitly apply to the staff for closing the account.
2. At present, there are few branches of HSBC in China, so it is best to call the customer service phone of the credit card center to report the loss first.
3. If you need someone else to do it for you, you need to hand-write the power of attorney and seal it.
2. Why is it difficult for HSBC to apply for credit card cancellation?
Generally, it is difficult to pass the application in a short time, and some will make it clear in official website that we can't retry the application within six months (or within a certain period of time) after the cancellation of our credit card. In some banks' systems, cardholders who have cancelled their cards before will apply again within six months, and the system will not pass.
If you really like HSBC's credit card, then wait until HSBC "survives".