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How to understand credit card statements

Question 1: How to understand the CCB credit card statement (with pictures). To put it simply: you need to return 2,754.38 yuan to the bank before January 27. The minimum repayment is 330.2 francs

Your bill date is the 7th and the repayment date is the 27th.

You did not pay off the last bill, and you also withdrew cash from your credit card, so there will be 60 interest on overdue repayment.

Dear, it is best to pay the bill every month in the future. Pay off the money before the repayment date, otherwise it will affect your credit standing in the bank. If you want to buy a house in the future, it may affect your loan~

Question 2: How to understand the attached data about credit card bills? Thank you for the picture 1. The limit of your credit card is: 7,000 yuan, and the cash withdrawal limit is 50, which is 3,500 yuan;

2. In your credit card, you deposited 4,238.05 yuan yourself,

So your current available limit is: 7000 4238.05=11328.05 yuan

The cash withdrawal limit is: 4238.05 3500=7738.05 yuan;

3. Your withdrawal limit after the last bill date (10 After the 17th of the month), you spent 1113.07 yuan by swiping your card. Because the money has not been paid out, your current bill is: - (4238.05 1113.07) = - 5351.12 yuan. For credit card bills, positive numbers are arrears, and negative numbers It's a premium price.

4. Your bill date is October 17th, and the repayment date is November 5th. The longest interest-free period is: 48 days, after the monthly bill date (18th) Swiping the card is the most cost-effective and can get the longest interest-free period;

5. U.S. dollar amount: Yours should be a dual-currency card that can be used for overseas consumption. It is the U.S. dollar amount converted from the RMB in the account. , if you are spending within the country, generally ignore it;

6. Credit cards are for overdrafts, not savings cards. Apart from repayments, it is best not to deposit money into them. First, when withdrawing cash, There is a handling fee, and secondly, the bill is easily confused.

Question 3: How to check the credit card bill and accumulated repayment value? From the table above, we can see that your credit card’s monthly billing date is the 7th, and the bank’s last repayment date for your card is 20 days after the billing date, so your last repayment date is the 28th, because December 28th It was a weekend, so the bank deducted the December payment in advance on the 27th, while the November payment was deducted on November 28th.

The amount you have to repay on December 27th is the amount of consumption between November 8th and December 7th plus the amount you should have repaid last month minus the amount you repaid during this period. Return money, etc. This should be right. If you don't understand clearly, could you please tell me the amount you should repay before November 27th, and then copy your consumption details from November 8th to December 7th on it, and then I will calculate it for you.

Question 4: How do you read the CCB credit card statement? Hello, let me answer.

1. You must develop the habit of reading your bills on time and repaying your bills on time every time. If you have enough cash, you only need to look at the "total repayment amount of the current period" every time; if you cannot repay the full amount for a while, then you also need to look at the "minimum repayment amount" so that you will not pay late fees. and credit deduction.

2. You should have participated in the installment payment activity, so your average monthly repayment is 633.25, plus a handling fee of 45.59, *** 678.84. This installment payment is not cheap. . . Then, the merchant should have waived the first period's handling fee for you, so your last period's handling fee was not reflected.

3. You are right to be cautious. You paid back 700 last month. In fact, you only need to pay back 633.25, so the remaining 66 or 75 will be automatically overpaid to this amount. This month you were supposed to pay back 633.25. Pay back 678, 84, minus 66, 75, which means you only need to pay back 615.36, which is about it. The number of days may be different, and there may be an error in the fraction.

4. The overpayment will be automatically overpaid and will still be in your card.

Question 5: How to read the credit card statement? There will be statements every month in your reserved mailbox. You can also choose to send a letter. They will send you a letter every month. If you want to read it now, log in to the bank's credit card online. Center, you can check

Question 6: How do you see on the China Construction Bank credit card statement that the repayment due in the last period is 575.42 yuan (the "last period bill balance" in the bill), and you have already repaid 701 yuan (it is written in the bill "Already repaid in this period"), so it has been repaid.

The repayment due this month is 465.09 yuan, and the final repayment time is 2014/9/30.

Question 7: How to check the transaction details of the credit card, income and expenditure. I use the CCB credit card

In the transaction details of other companies, if it is a transaction such as repayment or refund, there is "" before the transaction amount. -", so it is easy to identify.

Question 8: How do you see how much you owe on your credit card statement? The account balance of 30 cents is your total amount of debt.

And this The repayment amount due is the amount you have to repay this period.

If you are satisfied with the answer, please select the mutually satisfactory answer in time~~

Question 9: How do you read the Bank of Communications credit card statement? , the repayment amount is negative, it means you have paid more, thank you, you can pay back as much as you ask for next time, don’t be so enthusiastic, please accept it

Question 10: How to check the CCB credit card statement Method 1: The original poster You can go to the official website of China Construction Bank - "Account Inquiry Service" on the left, select "Credit Card Inquiry", and after entering the information as required, you can check the details of the past six months. The specific steps are as follows:

Method 2: If If the poster needs to check the details of the past 12 months, he needs to log in to his online banking to check. The specific steps are: Online Banking - Credit Card - Credit Card Inquiry - Check the Statement

Three: The poster can use the mobile phone number you reserved at his home to edit the text message "311# last four digits of the card number" to 95533, and will reply to you with the total bill for the current period, the payment due date, the minimum payment amount and the remaining outstanding amount. .

Method 4: You can also check the accounts through the telephone voice system.

From the four methods introduced above, you can choose the one that suits you~