ATM credit card transfer is the same as cash advance, and the transfer limit, handling fee and interest charge are the same as cash advance. Every credit card needs to set a transaction password, and only when the cash withdrawal function is turned on can it be withdrawn.
Handling fee: The domestic RMB cash withdrawal handling fee is 65,438+0% of each cash withdrawal amount, and the minimum charge is 65,438+00 RMB.
Interest: the daily interest rate is 0.5 ‰, and the compound interest is calculated monthly.
Limit: 50% of the general credit line.
Extended Information Among these banks that support inter-bank transfer, there are restrictions on affiliated banks and transfer amount, generally ranging from 654.38+0.0000 yuan to 50,000 yuan, but some banks are as high as 500,000 yuan. At the same time, even the credit card of the same bank has different repayment limits for debit cards of different banks.
If the credit card associated with Shanghai Pudong Development Bank is used for automatic repayment, the single transfer limit of funds withheld by banks such as Bank of Communications, China Construction Bank and Industrial and Commercial Bank of China is 50,000 yuan (inclusive), and the repayment amount exceeds 50,000 yuan, and the withholding fails. The limit of Agricultural Bank is 500,000 yuan/transaction (inclusive), while CITIC Bank only has 5,000 yuan/transaction (inclusive).
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Baidu encyclopedia-credit card