What is the credit card interview process?
Credit card interview process:
1. China Everbright Bank (first interview and then send the card) bring your ID card, copy a paragraph, sign and take a photo. Some branches require salary statements, Real estate certificate and social security are the key to the final review after the interview. The possibility of being rejected after the interview with Everbright is the greatest compared to other banks.
2. After receiving the credit call from China Guangfa Bank (send the card first and sign later), bring your ID card and card and operate on the vtm machine. There will be a video conversation with a dedicated person, mainly to verify whether you are in person or You need to activate it directly at the front desk and copy a paragraph. Some people will ask for some basic information and work information when applying for the card. It is best to activate it on the vtm machine. Generally, the results will be available on the same day. It may take one to two weeks, and some may take two days. review.
3. China Construction Bank (first interview and then send the card) bring your ID card, the lobby manager will take you to the machine to sign, just take a photo and sign. The whole process is relatively simple, you can also go to the ATM Check the amount.
4. Minsheng Bank (send the card first and sign later). Bring the card letter and ID card, fill in your name, mobile phone number, ID number, copy two lines, take a photo, and that's it.
5. Agricultural Bank of China (first face-to-face interview and then send the card). Bring your ID card directly to the counter, make a copy of the ID card, copy a paragraph, and sign; it may be that the Agricultural Bank of China does not pay much attention to credit cards, and cardholders have reported that many branches I am not very familiar with the credit card business. Some will ask you to fill in a blank form, some will ask you to wait for the card before being interviewed, and some will ask for a local account or real estate certificate, bank statement... In short, the Agricultural Bank of China's is quite confusing. Each outlet is different.
6. HSBC (send the card first and then sign). The mailing address of the card is the employer. For the interview, proof of address (bill from another bank) is required. Copy a paragraph, take a photo and send it to your home address. Hold the card. ID card, card letter, go and write a paragraph, take a photo, and it's OK.
7. Zheshang Bank (first interview and then send the card) will have the results the next day after receiving the credit report call (some go through directly without a return visit). When activating, just bring your ID card and copy a paragraph. , I didn’t ask anything else, it was very simple, the card was ready to be issued.
8. Citibank (mostly send the card first and sign later, interview first and then mail the card) is more troublesome to apply for. The interview is simple. The company can come to you, or you can go to the branch yourself and bring your ID card to copy. A paragraph and a signature will do.
9. Hua Xia Bank (send the card first and then interview). Bring your ID card, credit card, card letter, fill in the form, and copy a paragraph.
10. Bank of China (send the card first and sign later) bring your ID card, copy a paragraph, copy the ID card, sign, and take photos. Some may require proof of income, real estate certificate, driver's license or provident fund.
11. Postal service (send the card first and sign later). Bring your ID card and credit card, and just copy the ID card and sign.
12. Industrial Bank (Industrial Bank will interview you first and then send you the card). You will need to take photos with your ID card, sign your name, and in some cases, you will be asked some simple questions.
13. Industrial and Commercial Bank of China (first interview and then card collection), bring your ID card, copy a paragraph and sign.
14. The abbreviation of Bank of Communications (Academic Bank) (send the card first and then sign). Bring your ID card, credit card, card letter, take photos and sign. Some people will ask a few simple questions: address, work Unit, phone number, etc.
15. China Merchants Bank (first interview and then send the card) is called "Boss". Bring your ID card, copy a paragraph, and take a photo. During the interview, many staff will ask you to apply for a savings card and deposit 1,000, or purchase Financial management, which is said to increase the probability and limit of credit cards, may indeed give you a slight bonus.
Be sure to pay attention to these points when interviewing for a credit card: Don’t be late. The most important thing for banks is punctuality. When applying for a credit card interview, you must arrive on time and never be late. Just imagine, if you don’t even have the most basic concept of time, it will be difficult for the bank to believe that you are a trustworthy person. It should be noted that sometimes the location of the interview may be different from the location of the bank where you applied for the credit card, so remember the location of the interview before the interview and don't go to the wrong outlet.
Please bring complete information: In addition to your ID card and credit card, the applicant also needs to bring the "Card Collection Confirmation Letter" mailed with the card, which can only be used after activation at the counter. Bringing these information to the bank interview can ensure a successful interview.
Answer questions unambiguously: Generally, a bank credit card interview is only to confirm the identity of the applicant, so bank staff will ask for some personal information of the applicant to confirm that you are the applicant.
Bank credit card interview process (collected 18)
What is an interview: Go to the bank branch to verify the information, copy the ID card and copy what I have read? Take a photo and sign.
Credit card interviews are mainly for applying for credit cards online. According to the bank's requirements, credit card applications must be submitted and signed by the cardholder himself, and the bank needs to verify the identity of the customer's application information obtained through the Internet. Therefore, after the applicant applies online, the card-issuing bank will send a text message to the applicant to inform him that he has passed the preliminary review, and he needs to bring his ID card to any branch of the card-issuing bank for an interview within the specified time. After the interview, the card will be issued directly. Activated and ready to use.
Most banks can use it immediately after a successful interview, but some require a second review
When interviewing, remember to be the person you are and bring your ID card
1. Bring your ID card
2. Mainly go to the branch to verify your identity
3. Take photos
4. See the applicant in person to sign
p>
5. Some banks will ask you about filling in the information when applying for a card
"Notes"
The specific interview operations of each bank are different
< p>1. Everbright Bank (first interview and then send the card)First receive the SMS notification for the interview. After receiving the card, you can go to the branch for the interview. If regional outlets require you to bring your city’s household registration and various certificates, you may fail. It should also be emphasized that passing or failing is also mastery. In the hands of the interview operator, if he chooses the risk screening, it means he failed. If he chooses non-marketing channels, congratulations, the interview is successful. This option represents the card applied online. If he chooses other channels, Don't even ask him to submit the information, just go to another branch for interview. Policies vary from place to place. In some places, you can pass the test just by checking whether you are the person in person. Personally, I feel that the overall pass rate is 92%
2. China Guangfa Bank (send the card first and sign later)
After receiving the card, go to an interview and go to a branch or VTM machine. The VIM machine has good luck 24 hours a day from 7 to 14 days. After the GF interview, a second review is required. There is a possibility of not passing, why? Personal analysis, applying for a card in another place, opening a card at a VTM machine across provinces, etc. may all be the reasons. Personally, I feel that the overall pass rate is 96%
3. China Construction Bank (interview first and then send the card)
Bring your ID card and the lobby manager will take you to the machine to sign, take photos, and sign That’s it, the whole process is relatively simple, you can also check the limit at the smart teller machine
The card is sent to the designated branch, and the self-pickup interview is 100% approved!
4. Minsheng Bank (send the card first and sign later)
Bring the card letter and ID card, fill in your name, mobile phone number, ID number, copy two lines, and take a photo , that’s it.
Minsheng’s application for a card in another place may not go through the stop payment process.
Personally, I feel that the overall pass rate is 98%
5. Agricultural Bank of China (first interview and then send the card)
Go directly to the counter with your ID card, copy the ID card, copy a paragraph, and sign; It may be that the Agricultural Bank of China does not pay much attention to credit cards. Card friends reported that many branches are not familiar with the credit card business. Some will ask you to fill in a blank form, some will ask you to wait for the card before being interviewed, and some will require a local account or Real estate certificates, bank statements... In short, the Agricultural Bank of China's is a bit messy, and each branch is different
The card is sent to the designated branch, and the self-pickup interview is 100% approved!
6. China Merchants Bank (first interview and then send the card)
Bring your ID card, copy a paragraph and take a photo
Many staff will Asked to apply for a savings card and deposit 1,000, or buy financial management, it is said that it will increase the probability and limit of the card. It may actually give a slight bonus. It depends on personal opinion. Many cardholders refuse to save money or buy financial management, and they also apply for the card
7. HSBC (Send the card first and sign later)
The address to which the card is sent is the employer. For the interview, proof of address (bill from another bank) is required. Copy a paragraph and take a group photo
Send it to your home address, take the card, ID card, and card letter, go and write a paragraph, take a photo, and that’s it.
8. China CITIC Bank (Send the card first and then sign, interview first and then sign) Send the card)
First of all, after receiving the SMS notification for the interview, you can go to the branch for the interview. During the interview, the counter will verify three pieces of information: workplace, phone number, and address? Don’t answer wrong. Wrong answers may result in failure. Personally, I feel that the overall pass rate is 98%. If you are asked about the credit limit of another bank, be sure to state the true maximum limit. CITIC may refer to it. 50,000 yuan for individual banks and 50,000 yuan for CITIC approved cards. The interview will be held in the afternoon and the quota will be issued in the evening.
9. Zheshang Bank (first interview and then send the card)
The results will be available the next day after receiving the credit report call (some go through directly without a return visit), and you can directly activate it when Bring your ID card, copy a paragraph, and don’t ask anything else. It’s very simple. The card is prepared and sent out
After receiving the card, I went to the interview and it was 100% passed.
10. Shanghai Pudong Development Bank (issue the card first and sign later)
Bring your ID card and go to the front desk to copy a paragraph, take a photo and sign. Some people will ask a few simple questions: address, work Work unit, phone number, etc.
Or VTM machine activation, video connection with customer service, just ask a few questions, similar to Guangfa
Go for an interview after receiving the card, 100% passed.
11. Citibank (mostly send the card first and then sign the card, interview first and then mail the card)
It is more troublesome to apply, but the interview is simple, the company can come to you, or you can go by yourself At the branch, just bring your ID card, copy a paragraph, and sign it
12. Industrial and Commercial Bank of China (first interview and then get the card)
Bring your ID card, copy a paragraph, and sign it.
The card will be sent to the designated branch, and the interview will be 100% approved!
13. Bank of Communications (Send the card first and sign later)
Bring your ID card, credit card, card letter, take photos and sign. Some people will ask a few simple questions: Address , work unit, phone number, etc.
After receiving the card, I went for an interview and it was 100% passed.
14. Hua Xia Bank (send the card first and then interview)
Bring your ID card, credit card, card letter, fill in the form, and copy a paragraph
15 , Bank of China (send the card first and sign later)
Bring your ID card, copy a paragraph, copy your ID card, sign, and take photos. Some may require proof of income, real estate certificate, driver's license or provident fund
16. Industrial Bank (Interview first and then send the card)
Bring your ID card, take photos, sign, and occasionally ask some simple questions
Go to the interview after receiving the card , 100% passed.
17. Postal Service (Send the card first and then sign)
Bring your ID card and credit card, just copy the ID card and sign it
18. Ping An Bank (First Sign after sending the card)
After receiving the card, go to the interview and sign, 100% passed. If you have a debit card, you can directly open the card over the phone
In fact, except for China Everbright Bank and China Guangfa Bank, which have secondary verification and re-examination, most interviews are for the bank to confirm whether it is you, see you sign in person, and take photos Leave a picture. Therefore, most people will not make things difficult for others, as long as they prepare the information as required.
Conditions for signing a contract with Bank of China Credit Card EasyShare
Conditions for signing:
1. Automatic transaction installment: the contract amount is more than 100 yuan (inclusive) and less than or equal to the credit Amount;
2. Automatic bill installment: the contract amount must be more than 300 yuan (inclusive) and less than or equal to the credit limit;
3. The shortest automatic installment contract period must be ≥ 31 days. The maximum requirement is ≤ card validity period;
4. Individuals with normal status who are not Great Wall supplementary card holders can apply for RMB transactions (and they are not cards of the card type that are not allowed to sign contracts).
The above content is for your reference, please refer to actual business regulations.
This is the introduction of how to sign up for a credit card.