If you receive a reminder message that your credit card will be deactivated if it has not been activated for a long time, if you need to continue to use it, please follow the prompts in the message within the specified time; If the card is no longer used, there is no need to reply. At that time, CCB will stop the card. Please cut off your credit card and destroy it. ?

If you want to cancel your credit card account, please call the customer service hotline of CCB 95533 (please call 86-28-95533 overseas) to cancel the account. Please cut off the magnetic stripe of the card after registration (virtual cards such as e-Pay card don't need to be cut because there is no physical card). If there is no new accounts payable within 45 days, the account will be officially closed. No annual fee will be charged after the card is officially closed.

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Overdue credit card of CCB affects the use:

If the credit card is overdue for more than 30 days, the CCB system will automatically control the credit limit of the card, and only 50% of the credit limit can be used temporarily; After more than 60 days, the card cannot be used temporarily; After more than 90 days, the card will be forced to stop, and all accounts under this user name will be frozen.

If the repayment is delayed within 90 days, as long as the minimum repayment amount is paid, the system will automatically resume using all credit lines. If the payment is delayed for more than 90 days, it is necessary to pay off all the overdue funds in the account before applying, and the Construction Bank will handle it according to the actual situation.

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