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I am nineteen years old and working, so why can’t I get a credit card?

It’s not that it can’t be done, it’s just that the bank won’t approve your credit card. The reason why the bank does not approve your credit card is not that you are too young, but also that your academic qualifications are not good enough. 19-year-old, unless you graduated from the prodigy class of the University of Science and Technology of China, people of this age are basically studying in college now.

These days, without a college degree, it is difficult not only to find a job, but also to get a credit card.