Xiaohua Wallet is the Xiaohua Gold platform. Xiaohua Wallet is an Internet wallet created by Xiaohua (Xiamen) Internet Financial Information Services Co., Ltd. (referred to as "Xiaohua Gold Platform") for young people. It provides services such as cash borrowing, credit card repayment and installment shopping. It adopts the fast approval model of "biometric technology + big data credit rating" to create an online borrowing experience of "free application, fast approval, fast lending, and loan and repayment at any time". Xiaohua (Xiamen) Internet Financial Information Services Co., Ltd. was established in 2015 with investment from Zhongtengxin. As the main body of technological services in the field of online consumer finance, we recommend high-quality borrowers to partners such as online lending information intermediary platforms and AVIC Trust. The company has developed rapidly since its establishment and has become an important pillar of Zhongtengxin.