Credit card interview means that the applicant must go to the bank branch to sign in person.

The interview is generally a process that people who apply for a credit card online need to go through. There are two ways of interviewing:

1. After receiving the credit card, the applicant goes to the bank branch for an interview. You need to bring your credit card, ID card and other materials required by the bank.

2. If you have not received a credit card and have passed the preliminary review, go to a bank branch for an interview. You need to bring your ID card.

Extended information

1. Remember the billing date and repayment date of your credit card

The billing date and repayment date of your credit card are not the same day.

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. amount and send you a statement. This date is your credit card statement date.

The repayment date refers to the interest-free repayment period, which varies according to the regulations of each bank. The shortest is from the bill date to the last repayment date, and the longest is from the day after the bill date to the last repayment day of the next month. If the bill date is the 1st and the final payment date is the 20th, the minimum is 20 days and the maximum is 50 days.

2. How to deal with a lawsuit filed by the bank if the credit card is overdue?

The steps to resolve an overdue credit card lawsuit filed by a bank are as follows:

1. The cardholder proactively contacts the bank and guarantees that the outstanding balance will be repaid;

2. . If the bank withdraws the lawsuit, the cardholder should take the initiative to discuss repayment matters with the bank and agree on the repayment method and time;

3. Develop a repayment plan and repay the debt according to the agreed time and method.

3. Precautions for using credit cards

1. Credit card, also called credit card, is a non-cash transaction payment method and a simple credit service. Many friends do not know that novices Let’s take a look at what you need to pay attention to when using a credit card.

2. If you repay in full and on time, you will be free of interest. If you repay the minimum payment on time, a daily interest rate of 0.05% will be charged, starting from the date of consumption recording.

For late repayment, in addition to the above-mentioned interest, there are also late fees. Know the two important dates of your credit card.

3. If you don’t know the monthly statement date (also called the reconciliation date) and the final repayment date, you can call customer service. The credit card center number is on the back of the card.

4. Ask the bank to send statements on time every month. If it is inconvenient to receive paper letters, ask the bank to send an email instead to understand the minimum handling fee for each credit card withdrawal.