1. Will the overdue credit card affect the application for student loans?
Yes, the overdue credit card may have a certain impact on the application of student-origin student loans. However, the specific degree of impact will vary with different banks and policies.
2. What is the overdue status of your CCB credit card?
You mentioned that your CCB credit card was overdue once a year ago, but it was paid off in a few days. You only paid the minimum payment for the next few months. According to this situation, although you are overdue once, you repay as soon as possible and continue to make the minimum repayment amount, which shows that you have the enthusiasm to repay and have a good repayment record.
3. At present, is it possible for you to successfully apply for student-origin loan?
Your success in applying for a student loan is related to many factors, among which credit history is one of the important factors. Although you have a record of overdue, your timely repayment and continuous minimum repayment show that you have a positive attitude and good repayment ability. Therefore, in the application, in addition to the overdue records of credit cards, you will also consider other factors, such as income status, qualifications and so on. Therefore, although overdue records may have some impact, it may not completely affect your chances of applying for student loans.
Summary:
The overdue of a credit card may have a certain impact on the application of student-origin student loan, but the specific situation will be different according to different banks and policies. Only the overdue record of credit card can not completely determine the result of your loan application, and other factors such as income status and qualification will also be considered.
Extended data:
Student-origin loan is a low-interest loan provided by China countries to poor students to help them complete their studies. Specific policies and application conditions may vary by region and bank. It is recommended that you consult your local bank or relevant institutions for more accurate information.
The above is the answer to the question based on the information you provided. I hope it helps you! If you have more questions, please feel free to ask them.