If you want to apply for a credit card that can be approved without checking the credit information or there are overdue records in the credit information, I have to remind you that at present, all credit card applications of major banks will require authorization to check the credit information report. Don't trust those platforms or links that say that you can make payments without checking the credit information. If you plan to apply for a credit card, you can look at these high-quality card recommendations.
what are the second batch of credit cards that don't read credit information?
1 Postal Bank Credit Card: The applicant for the main card must be at least 18 years old and below 65 years old (including 65 years old), and the applicant for the supplementary card must be a Chinese mainland resident at least 16 years old.
2 industrial bank credit card: 18 to 6 years old (online self-service application requires 21 to 55 years old). Have a stable job and income; The credit information is good, so it's better not to be overdue.
3 citic bank credit card: the applicant for the main card is 18-65 years old, and the applicant for the supplementary card is 16-75 years old, and is a natural person with full civil capacity.
4 CCB Credit Card: A natural person who has full capacity for civil conduct, is over 18 years old but under 7 years old, has a stable occupation and income, has a good credit status and has the ability to repay the principal and interest on time can apply for a personal master card of Longka Credit Card, and the final approval result shall prevail.
5 bank of communications credit card: the principal card applicant is 18-6 years old (please consult the local counter staff for details if handling the card through the branch channel) and has full capacity for civil conduct; Supplementary card applicants must be at least 11 years old and above, and there is no upper age limit, which is subject to the policy and review at the time of application.
6 agricultural bank credit card: an individual who has reached the age of 18, has full capacity for civil conduct and good credit standing can apply for a personal credit card master card from the card-issuing bank with his valid identity document and relevant materials. The main cardholder can also apply for a supplementary credit card for individuals who have reached the age of 14.
7 ping an bank credit card: which credit card the principal cardholder can apply for when applying for annual debts is 2-65 years old (inclusive), and the supplementary cardholder is 14-65 years old (inclusive). These materials are required for new household applications: credit card application; Resident identity card within the validity period; Work certification document. Whether the application is successful in the end will be subject to the background review.
8 ICBC Credit Card: To apply for a credit card, you must be at least 18 years old, have full capacity for civil conduct, work at the place where the card issuer is located, and your income is stable and above the local average. It will be audited according to your comprehensive assets, etc. Finally, please take the actual approval result as the standard.
9 Credit card of China Merchants Bank: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive). When applying, an application for credit card should be provided, along with the resident ID card and work certificate within the validity period. It is suggested that some financial proof can be attached to help credit card issuance and increase the limit. If you are over 14 years old (inclusive), it is suggested that you can apply for a supplementary card.
1 Credit card of China Guangfa Bank: the principal cardholder is 18-65 years old and the supplementary cardholder is 16-65 years old; There are Guangfa outlets at work/permanent residence; The annual income before tax reaches the local average; Those with high school education or below need to work in this unit for 1 year.
to apply for a credit card that suits you, the threshold is low, the efficiency is high, the quota is high, and the approval rate is high. The credit card entrance of major banks: Everbright Bank credit card is free, and new customers of CITIC Bank credit card can apply for this card by sending a 2-year JD.COM PLUS annual card. The quota is high, and the annual fee is free to apply for this card. The first credit card of Shanghai Pudong Development Bank is sent to the PLUS membership card to apply for this card, and the new customers of China Merchants Bank credit card are given a 2-year JD.COM Plus membership card. Apply for the card with a maximum credit limit of 5, yuan. New customers of Guangfa Bank Credit Card will send a one-year JD.COM PLUS Jingdian Annual Card to apply for the card. This card has no interest-free repayment period, and the daily interest rate is .5%. Apply for this card. Ping An Bank Credit Card will get a 28% discount on gas every day. Apply for this card. Guangzhou Bank Credit Card will be given a maximum of 36 months throughout the year. Video members can enjoy a one-point purchase gift when applying for this card. When applying for this card, Guangfa American Express life+Card can get a maximum of 1% cash back online. 1+ mainstream e-commerce companies generally do not need to submit a paper credit report when applying for this card, but the bank will ask the applicant to agree to check their credit report. Moreover, regular banks are free of charge when applying for a credit card.