2, the report must be reported to the police station.

3, evidence of malicious overdraft is difficult to obtain, so almost only outsourcing companies will go to your home, provided that your actual residence is consistent with that on the card, otherwise it will not be discovered, and you will only make endless phone calls and can't help but answer. Losing contact means malicious arrears.

4, there is almost no room for negotiation, and the opportunity of staging has been given to you. You won't have this problem, every time you pay the lowest.

Being caught means that you have enough reasons to prove that you overdraw maliciously.

6. Outsourcing companies will use all kinds of means, and the most direct, simple and rude thing is to scare you.

7. It is useless to contact the bank at this stage, and the initiative to repay is the last word.

8. Pay back actively, never lose contact, the phone is ugly, don't make trouble, don't say rude words, be sure to tell you, and pay back if you have money. The problem of overdue credit cards will seriously affect your credit history, and you will not be able to obtain loans or mortgages from any bank-related institutions for almost five years. The longer it is delayed, the higher the interest plus late fees will be, which will not do any good anyway.

Pure hands, forget to pick.