After the credit card is cancelled, the annual fee will not be deducted under normal circumstances. Because the account no longer exists after the cancellation of the credit card, the bank can no longer deduct any fees from this account, including the annual fee.

However, in some special circumstances, such as the annual fee generated by the cardholder's transaction with other products that have not been cancelled, or the annual fee has been generated when applying for card refund, but the bill has not yet been formed, all of which will lead to the annual fee after the credit card is cancelled.