The Agricultural Bank of China China Southern Sky Pearl Co-branded Credit Card is a financial product carefully created by Agricultural Bank of China Co., Ltd. and China Southern Airlines Co., Ltd. that integrates finance and business travel aviation services. It is advocated to be provided to China Southern Airlines members and business travelers. More benefits, creating higher value. Products are issued under the UnionPay brand and Visa brand. UnionPay cards are used domestically and Visa cards are used overseas to meet the domestic and overseas consumption needs of business travelers. BIN number: 625996 (UnionPay Gold Card), 625998 (UnionPay Platinum Card), 469146 (VISA Gold Card), 469147 (VISA Platinum Card). Supplementary cards are available. Valid for 8 years.

Features of the China Southern Sky Pearl co-branded credit card:

(1) UnionPay Gold Card functions and services.

1. This product can accumulate points by swiping the card according to our bank's current standards. All points earned will be automatically converted into China Southern Airlines miles on a monthly basis. The standard is that 15 points can be exchanged for 1 China Southern Airlines mile.

2. Cardholders can enjoy aviation accident insurance services up to 2 million yuan.

3. Enjoy China Southern Airlines membership benefits and functional services.

(2) UnionPay Platinum Card functions and services.

1. For this product, points can be accumulated by swiping the card according to our bank's current standards. All points earned will be automatically converted into China Southern Airlines miles on a monthly basis. The standard is 13 points for 1 China Southern Airlines mile.

2. Enjoy aviation accident insurance services up to RMB 10 million.

3. Enjoy 3 expert appointment registrations throughout the year and full accompanying medical services.

4. Enjoy health care and consultation on common health issues, as well as recommendation services for specialized hospitals and institutions.

5. Enjoy VIP access to Agricultural Bank of China branches nationwide and platinum customer service hotline.

6. Enjoy free airport VIP lounge services signed by Agricultural Bank of China, unlimited times throughout the year.

7. Enjoy China Southern Airlines membership benefits and functional services.

(3) Visa brand EMV card functions and services.

1. Quickly accumulate China Southern Airlines miles.

For gold cards, 15 points can be exchanged for 1 China Southern Airlines mile. For platinum cards, 13 points can be exchanged for 1 China Southern Airlines mile. The remaining points will be discarded and points will be accumulated again next month.

2. Global Anywhere - zero currency conversion fee, supports consumption in any currency.

Currency conversion fees are waived for online shopping online and overseas transactions, saving you 1.5%. At the same time, it provides automatic purchase of foreign exchange in RMB, allowing you to easily repay in RMB, eliminating the tedious steps of purchasing foreign exchange and repaying it.

Warm reminder: This product is a single-label product and currently only supports overseas and online foreign currency transactions through VISA network channels. It does not currently support domestic RMB consumption, but it can support RMB cash withdrawals and repayments.

3. Contactless payment is safer and more convenient.

You can experience swipe card consumption at Visa Paywave merchants around the world, which can be used to pay for Starbucks, Carrefour, Watsons, 7-Eleven, KFC, Burger King, Pacific Coffee, London area transportation fares, etc.

4. Enjoy one-stop travel service.

√Flight and hotel booking discounts: Stay in high-end hotels for three and pay two, international air tickets discounts

√Free wifi service: Global roaming WiFi and enjoy 2-day free billing

√Travel and medical assistance:

(1) Emergency card replacement support is available overseas, You can obtain services by calling our customer service hotline or Visa's overseas toll-free number.

For Visa’s toll-free number, please visit /zh/assistance.html

(2) Platinum card customers also enjoy services such as overseas travel and medical consultation assistance, overseas dining recommendations, event ticket booking, etc. You can obtain services by calling our customer service hotline or Visa's overseas toll-free number.

For Visa toll-free number, please visit /zh/assets/common/visa_concierge_cn.pdf

5. There are many discounts for overseas shopping.

√Enjoy double points for online and offline foreign currency purchases.

√Selected overseas famous store discounts:

-Enjoy discounts of up to 20% off at many merchants in London, Paris, Milan, etc.

-There are also museums, Discounts on dining, cycling, etc., allowing you to deeply experience the local culture

√Online shopping discounts from overseas:

-Free returns for overseas shopping: Enjoy free returns for overseas shopping of up to 150 yuan Assure. Claims application entrance: Log in to the official website of Zhongan Insurance (www.zhongan.com) -> Insurance Services -> Apply for Claims -> Select Visa Overseas Shopping Return Freight Insurance

-Fashion Overseas Shopping Website Special Offer: In Europe and the United States You can enjoy discounts or free shipping services when shopping on major fashion overseas shopping websites

Please go to www.visa.com.cn for details of the above discounts.

6. Enjoy China Southern Airlines membership benefits and functional services.

Warm reminder: Customers who apply for a China Southern Airlines Sky Pearl co-branded credit card are deemed to have recognized and accepted the China Southern Airlines Sky Pearl Club’s “Pearl Membership Terms”.

For more details, please click this link on the Agricultural Bank of China’s official website, or call the Agricultural Bank of China’s credit card customer service hotline: 40066-95599.