1. The mobile phone store cooperates with installment payment companies such as Home Credit, Baiqian, Xingao, etc. You only need to provide your ID card and bank card, and fill in your personal information to apply! Most installment companies require a down payment of 10-20 RMB (except for the activities of the installment company), and the remaining loan amount is paid in 9-36 monthly installments, but the monthly interest is relatively high, which is about 10% of the loan principal. Around 40-50, I hope you will consider it carefully.

2. If you have a credit card, you can directly pay the full amount and then go to the bank card to apply for installment payment.

3. Apple’s official website also supports credit card installment payment. The cooperative banks include China Construction Bank, China Merchants Bank, Agricultural Bank of China, etc. No down payment is required, the quality of the mobile phone is guaranteed, and the interest rate is low.