The specific conditions are as follows: 1. First of all, you must be a person from China or Hong Kong, Macao and Taiwan. 2. Secondly, you must be over 22 years old. 3. Your repayment ability must be strong, your salary must be high, and your pre-tax salary must be more than 6,000 yuan. 4. You must live or work in Beijing, Shanghai, Guangzhou, Shenzhen, and Chengdu. 5. You are not a white account holder. You have had a credit card from another bank or applied for a loan. (Full travel accident insurance protection; enjoy triple points; extremely fast points accumulation; 72-hour card loss protection) One thing to note here is that the completeness and accuracy of the application information affects the speed of credit card approval, so applicants must provide A complete and accurate information will help to quickly approve the card. Of course, if you can also provide enough financial proof, the higher the credit limit you will get.