Good application. According to the official website of China Guangfa Bank, applicants for Guangfa Ctrip Platinum Credit Card must be over 18 years old and not older than 65 years old. If you have a Guangfa branch in your place of work or residence, you can apply. It is very easy to apply. Guangfa Ctrip Platinum Credit Card is a joint credit card jointly launched by China Guangfa Bank Co., Ltd. and Ctrip Computer Technology Co., Ltd.