In front of supermarkets, shopping malls, office buildings ... where there are many people, you can always see the booth. Bian Xiao also witnessed such a grand occasion last time. I gave one card as a gift, two cards were more valuable as gifts, and three cards were more attractive as gifts. Many card friends have stopped to apply for cards. However, Bian Xiao suggested that it is best not to apply for a card at the booth. Because the credit card application form involves a lot of personal information, such as home address, work unit, telephone number, ID card information and so on. If it is obtained by criminals, it will bring you great trouble.

2. It is conditional to get the gift card, otherwise the gift money will be refunded.

You can get a suitcase with a password lock when you apply for a bank credit card, and the annual fee is free in the first year. Card friends who are planning a trip are heartbroken and ready to fill out the application. When the card friend was ready to submit the materials, he casually asked whether he could sell the card after getting the box, but the salesperson's reply made people retreat: "The domestic card of 1 may have to be refunded, depending on the terms."

Many people have encountered such a thing, and the gifts for cardholders are very attractive: suitcases, KINDLE e-books, mini-toolboxes, car air purifier and so on. In order to attract customers to apply for cards, marketers will also take the initiative: "Help fill in the form and don't open the card. Or wait for the gift and sell the card. "

However, if you don't open the card and return it after receiving the gift, you may be embarrassed to return the gift. Previously, when the cardholder cancelled his card, he was asked by the bank to refund 350 yuan's gift money and filed a lawsuit because the service period of the credit card did not reach the 24-month period required by the bank. It's not easy to get a credit card gift.