The daily cumulative maximum limit is 5 million yuan.

Take Agricultural Bank of China’s K Bao online banking as an example. The maximum transfer limit using Agricultural Bank of China’s K Bao online banking is now 1 million yuan for a single transaction, and the daily cumulative amount is 5 million yuan. China Merchants Bank issued a notice to adjust the online transaction limits through third-party payment companies starting from April 11, 2011. The payment limit for customers of the popular version of the all-in-one card has been reduced from 5,000 yuan to 500 yuan, and the credit card payment limit has also been changed from the original customer's custom limit. The maximum single transaction amount is 500 yuan.

Bank of China has adjusted its online banking personal service business rules since March 4 this year. It not only strengthened the security certification of online banking transfers, but also lowered the online banking transfer limit. The single and daily cumulative maximum limit was originally 100. Ten thousand yuan and two million yuan are now adjusted to 100,000 yuan and 200,000 yuan. At the beginning of this year, Bank of Communications adjusted the cumulative upper limit for same-day transfers to 1 million yuan.

China Construction Bank also adjusted the single transaction limit and daily cumulative transaction limit for personal online banking shield customers to 500,000 yuan and 1 million yuan respectively this month. The use of dynamic password cards and certificate transfers has also changed from the previous of 200,000 yuan was reduced to 3,000 yuan.

Extended information:

In addition to lowering the limits for online banking payment transfers, banks have also adopted text messages, announcements, etc. to remind customers to guard against the risks of online transactions. Experts point out that when accessing a bank website, you must directly enter the URL to log in, and do not use hyperlinks to access the website indirectly. Banks will never require customers to change their passwords or conduct identity verification on designated web pages through emails, text messages, phone calls, etc.

Please do not believe this information if you receive it. In addition, the hardware certificate and password must be protected, and the hardware certificate should be retrieved from the computer promptly after use. Of course, you must also ensure that the computer you use to log into online banking is safe and reliable, regularly update anti-virus software, use a network firewall, download patches in a timely manner, do not open unknown programs, links, and emails, and avoid letting too many people use your personal computer.

Ifeng.com-Some banks have lowered online banking transfer payment limits