China Merchants Bank's credit card loss reporting replacement process is as follows:
If your credit card of China Merchants Bank is accidentally lost, please dial the credit card number of China Merchants Bank: 400-820-5555, select "Report the loss of credit card" and make a request for reporting the loss to the customer service of China Merchants Bank. Customer service will ask you to provide your ID number and name for verification. You can report the loss of your credit card after verification. Re-registration procedures can also be completed through the hotline.
In addition, it should be noted that the loss reporting of China Merchants Bank's bank credit cards is a charging business, and the charging standard for loss reporting is RMB 60 yuan/card. If you need to reissue a new card after reporting the loss, you need to pay an additional fee of 65438 yuan +05 yuan/card. The reissued credit card will be mailed to your billing address in about ten working days. If express delivery is needed, you need to pay the courier fee in 20 yuan.
How to report the loss of China Merchants Bank's credit card?
The credit card of China Merchants Bank is lost or damaged. In this case, it is necessary to report the loss in time, because the credit card needs to be reported first and then reissued. You can apply for loss reporting offline or online. Let's take a look at how China Merchants Bank reported the loss of its credit card.
1, Pocket Life APP: Search for loss reporting after logging in, and click the lightning replacement card to easily complete the loss reporting operation.
2. Mobile banking: log in to mobile banking, enter card management-card loss reporting and complete the loss reporting operation.
3. Customer service hotline: You can call the customer service hotline of China Merchants Credit Card and press 2# to report the loss.
4. Bank business hall: Bring your ID card or CMB credit card to the nearest business hall to report the loss.
The above is the introduction of how to report the loss of China Merchants Bank's credit card, hoping to help friends in need.
How to report the loss of China Merchants Bank's credit card?
If the one-card card of China Merchants Bank is lost, in order to ensure the safety of account funds, you can dial 95555 first and select "4" to report the loss orally. If you can't dial 95555, it is recommended that you add the city area code of your account before dialing or directly dial 028-95555 or 0755-95555. Any branch of China Merchants Bank, online banking and mobile banking can also report the loss of one card orally, with no limit on the number of reports and no handling fee. Copy of ID card can't apply for written loss reporting and replacement card.
skill
1. Oral loss reporting will automatically become invalid at 24: 00 on the fifth day (inclusive). Please bring the original proof of account opening to any counter of our bank as soon as possible for "reporting the loss in writing" and get a new card.
2. If you can't report the loss in writing in time, it is suggested to report the loss orally again within the validity period of oral loss reporting to ensure the safety of the card, and the validity period of each oral loss reporting is extended by 5 days.
3. If the card is retrieved, it is necessary to cancel the oral loss report in advance. Please bring your ID card and one-card card to any branch of China Merchants Bank (no agency).
Please call customer service to report the loss of China Merchants Bank's credit card, and you don't need to provide documents.
What if China Merchants Bank loses its credit card?
China Merchants Bank should report the loss of its credit card immediately.
Loss reporting and card replacement:
1. Loss reporting fee 60 yuan/card. Once the loss of a credit card is reported, it will take effect immediately and will be irrevocable (VISAMINI size cards can report the loss separately or at the same time, at a cost of 60 yuan/time).
2. After the loss is reported, the new card and the three digits on the back of the card will change, but the account information will remain unchanged, and the card type is the same as the original card, and all of them can receive repayment.
3. If the card is reported lost within half a year after its expiration, the validity period of the new card reissued after loss reporting will be automatically extended for 5 years. There is no charge for changing the card when it expires. Credit cards automatically expire after expiration, and our bank provides card replacement service upon expiration. The new card is valid for five years. One month before the card expires (except for the student version of YOUNG card), a card replacement SMS will be sent to inform the main cardholder. Subsequent new cards will be sent to the billing address of the host card holder. By default, registered mail is used (within 15 days), and Platinum/Unlimited Card will express it. You can't change your card directly at the branch.
Credit card raising skills:
1. The brushing frequency is more than 5 times a week and more than 20 times a month. Reasonable monthly increase, 25-30 strokes per month is the best.
2. The credit card limit should be small combined with large consumption. If it is trivial and small consumption, the bank will not treat you as a quality customer, and there are often large consumption to prove your consumption level.
3. Don't empty the quota as soon as the account is issued. Basically, once it is hollowed out, it will be this time and immediately controlled by the bank. And after March, the risk control is getting stricter and stricter, so don't die.
4. It is best not to spend more than 50% of the total card amount at one time. Of course, if the amount is low, even if it is real consumption, it is best not to concentrate on brushing.
5. One card per day 1-2 is the best. Brush the same card at least 3 hours apart. Brush different cards at intervals of more than 5 minutes.
6. It is forbidden for anyone to check the balance on the POS machine before swiping the card. This is a proposition.
7. Don't always use the mantissa of 0, 6, 8 and 9. Don't use the same last three digits, such as 5222 and 8000.
8. Occasionally installment, especially when the bank takes the initiative to request installment, basically spend money to buy the withdrawal amount. If you want the quota, you must agree to the installment, and you can try to divide it into small and short-term ones.
9. Try not to leave empty cards, leaving about 10%-20%. Some commercial banks have low quotas, which can be increased by credit explosion, but it is best to consume with real quality.
10. Try to swipe your card after 9 am and before 10 pm, and try not to swipe your card at other times.
1 1. If you fail to swipe your card once, don't try to swipe your card with a low amount again. Even if it is successful, the risk is too great. We should grasp the remaining credit of the card in real time.
12. If the card has been used for more than half a year and there is a monthly transaction volume, the basic withdrawal success rate is higher. Generally, you can apply for the first mention after half a year, and then every three months, so you must take the initiative to apply.
So much for the introduction of China Merchants Bank's credit card loss reporting.