Credit cards and debit cards are very common in our life, and many people also hold both kinds of bank cards. It is very common to recommend a credit card when handling a salary card. As long as we use credit cards correctly, we can achieve a win-win situation.
First, the use of bank cards, credit cards, bank cards and credit cards together, the bank will give more preferential conditions for this situation. It may be a credit card repayment interest discount, or it may be a free short message to remind such services during the use of bank cards. In short, being able to open a bank card and a credit card at the same time is bound to have more advantages than opening a bank card alone.
Many people are confused about handling credit cards, and it is precisely because of the lobbying of bank staff that they successfully handled credit cards under persuasion. It may be rarely used after processing, but it is always in your hand.
Second, credit cards are forcibly promoted by enterprises. Every bank is promoting its own products, and credit card is one of them. I believe many people have met people who sell credit cards. Many promoters will go directly into the office building and start promoting in the office. Enterprises can also reach an agreement with cooperative banks when handling credit cards for employees to help banks promote credit cards and give enterprises certain preferential policies.
Under such circumstances, it is also possible for enterprises to apply for salary cards. A hand? Get a credit card and get one like this for employees? Welfare? It also allows enterprises to have more benefits.
To apply for a credit card, we can cancel it if we don't want to. If you use a credit card, you can bring yourself benefits, or you can choose to use a credit card. The decision depends on us.