If ICBC's credit card is overdue for one week, the bank will record it as overdue once and report it to the Credit Information Center of China People's Bank for inclusion in the personal credit information report. Overdue records will have a negative impact on personal credit.

1, credit card use must be repaid on schedule. If the repayment date is 10, you must pay off all the arrears or use the minimum repayment method to meet the minimum repayment amount, otherwise, overdue records will be generated and personal credit will be affected.

Generally, every bank has a three-day grace period, during which the arrears will be repaid and no overdue records will be generated. But if it is overdue by one week, it will definitely be recorded as overdue.

3. There are many credit card repayment methods, including counter repayment, ATM repayment, online banking, mobile banking repayment, and third-party payment repayment. And you can also bind a debit card and automatically deduct the repayment when it expires.