Accounting date: refers to the date when the card issuer will credit the transaction amount to the cardholder's credit card account after the transaction occurs, or charge fees (including but not limited to late fees, annual fees, handling fees, recourse, etc.) in accordance with regulations. The date on which fees, the same below), interest, etc. are credited to their credit card accounts.

Billing date: refers to the date when the card issuer regularly summarizes the cardholder's transaction amounts, expenses, etc., calculates the interest, and calculates the cardholder's repayment.

The statement date refers to the day when the bank settles your account, that is, the statement date. The repayment date refers to the day before which you must repay the loan, otherwise you will have a bad record and accrue interest. For example: Bank of China's settlement is from the 1st to the end of each month. For example, if you make a purchase on November 1st, then the bill for this month (bill date) will be issued on November 31st, then you will be billed on December 20th. The loan must be repaid before (repayment date). All repayments made before December 20th are interest-free. If not, interest and bad records will accrue. If you purchase on November 30th, the repayment date is also December 20th. And so on. As a reminder, the repayment date and billing date are different for each bank.