Credit card interest repayment means that the loan must not only be repaid, but also interest.

How to calculate interest after credit card consumption or cash withdrawal:

1. Credit card cash withdrawal:

1. Credit card overdraft cash withdrawal:

A Handling fees: Different banks have different regulations. For example, domestic credit cards of China Construction Bank are charged at 0.5 of the amount of cash withdrawals, with a minimum of RMB 2 per transaction and a maximum of 100 yuan per transaction; CMB credit cards are charged at a rate of 1 of the amount of cash withdrawals with domestic credit cards, with a minimum of RMB 10 per transaction;

B Interest: Calculated based on daily interest rate of 5/10,000.

2. Cash withdrawal for credit card overpayment: Some banks need to charge handling fees, while others do not.

2. Use credit cards to make purchases at POS machines:

1. Pay the full amount on time, interest-free;

2. Pay the minimum payment on time, according to A daily interest of 0.05% will be charged;

3. For overdue repayment, in addition to the above-mentioned interest, there will also be late fees.