Baoshang Bank was established in December 1998. Baoshang Bank is the earliest bank to carry out micro-lending business in my country. In 2005, it took the lead in introducing internationally advanced micro-enterprise credit technology and successful experience, and became one of the first financial institutions to cooperate with the World Bank and China Development Bank to carry out micro-enterprise credit projects. Since it began to expand its small business credit business in 2005, it has been rated among the top ten banks in the country for supporting the development of small businesses many times.

Introduction to Baoshang Bank

To invest in Baoshang Bank’s Oxygen Lottery, you need to apply for an electronic account of Baoshang Bank, and conduct transactions directly with the bank through the electronic account to ensure funds during the transaction process. Safety, from this point of view, the reliability of this product is another plus. Although the expected rate of return of Baoshang Bank's Oxygen Deposit is average, it is still higher than the 3 to 6-month time deposits of traditional banks. Now it can be purchased by opening an electronic account on JD Finance, and it supports deposit and withdrawal at any time, so the user experience is relatively good.

Baoshang Bank credit cards usually grant credit based on a comprehensive assessment of the applicant's credit, with reference factors including the applicant's income, credit, etc. Among them, the applicant's income indirectly reflects the applicant's spending power and repayment ability. The higher the income, the credit limit will generally not be too low. In addition, although applying for a credit card often requires the applicant to have good credit, in order to attract customers, some banks will still approve cards for some customers who are not very overdue, but the credit limit will not be very high.