Because the minimum repayment amount of the credit card has been paid, it is not overdue, but it will be charged and the interest generated by using the minimum repayment amount will be charged. This kind of interest can also be reduced or exempted from the bank. Credit card time tolerance function, the tolerance amount is 10 yuan. If your short payment is less than 10 yuan, the bank will calculate your full repayment. But unfortunately, you have exceeded this amount. So it becomes the minimum repayment amount.