Cash installment: You can pay a sum of cash from your credit line to your savings card in CCB, and take it out from the savings card and return it to the bank every month. The advantage of this business is that it is not restricted by POS card swiping and can be traded in cash.
Processing time: there is no specific limit.
Processing amount: For 500 yuan, it must be an integer multiple of 65,438+000 yuan, and the maximum amount shall not exceed the available limit of your credit card (excluding overpayment and temporary limit), and the total amount shall not exceed 50,000 yuan.
Staging fee: See the following figure for details:
According to the rate table, for example, suppose that cash is calculated in six installments, each of which is 5000 yuan.
Installment principal =5000/6=833.33 yuan,
Installment fee =5000*0.53%=26.5 yuan,
Total handling fee for the sixth phase =26.5*6= 159 yuan,
Installment repayment =833.33+26.5=859.83 yuan.
The bank will settle your bill every month, and you can repay it according to the bill.