China Merchants Bank’s FIRST graduate credit card is better.

From a credit limit point of view, China Merchants Bank’s FIRST Graduate Credit Card is a general card. According to past credit conditions, the limit is generally less than 10,000, but it depends on the specific situation. The more income assets, the better the credit situation. The better, the higher the amount will be. Although the amount is not large, it should be able to meet normal living expenses.

From the cost point of view, since this card is issued to college students, the discount on the annual fee is relatively large. College students who graduate in the current year or the following year can apply for China Merchants Bank for free. FIRST graduate credit means that the annual fee for the card is 0 yuan/year, so you don’t have to worry about deductions caused by not swiping the card enough times.

Graduate Credit Card Introduction:

In addition to being able to choose gifts such as a 10,000-yuan free installment coupon, a branded trolley case or quality cookware, when using the China Merchants Bank FIRST Graduate Credit Card , through single transactions such as Alipay and WeChat payment.

You can win cash back benefits when you spend 18 yuan or more. You can win 100 yuan, and you can enjoy it up to 100 times per month. From this point of view, the rights and interests are relatively good, and it is very suitable for young people who rarely consume offline and often consume online.