Agricultural Bank of China, Ping An Bank.

When using Pinduoduo to pay, there will be discounts when using the cards of Agricultural Bank of China and Ping An Bank to pay, that is, co-branded credit cards. Currently, only the cards of these two banks are available. It’s a Pinduoduo co-branded credit card.

Co-branded credit cards are bank card ancillary products jointly issued by commercial banks and for-profit institutions. It refers to an agreement between a credit card and a product dealer so that cardholders can not only enjoy excellent financial services when making purchases, but also enjoy special preferential treatment from the manufacturer. At present, the most common one is a co-branded debit card, which is a bank card with a co-branded nature developed on the basis of a debit card.