1. The bank card is in an abnormal state: if the bank card is in an abnormal state such as loss reporting, freezing or card cancellation, it can't receive money normally.
2. The cardholder's identity information is incorrect. According to the relevant documents of the People's Bank of China, the bank will impose transaction restrictions on cardholders with incorrect identity information, which will lead to the failure to collect money normally.
3. The transfer information entered by the transferor is incorrect. When transferring money, you need to input the bank card number correctly. If the transferor inputs it incorrectly, the other party will not receive the transfer money.
4. due to objective factors, the transfer in the banking system was delayed, and the actual arrival time was delayed, and the account did not arrive at the specified time. If your bank card can't receive the transfer money, and the transferor is sure that he has not entered the wrong bank card number, he can go to the relevant bank to consult the specific reasons and solve the problem with the help of the staff. If the transferor enters the wrong bank card number, he needs to seek help from the relevant bank and call the police if necessary.
5. Under normal circumstances, banks will update the banking system from time to time to ensure that the banking system can better serve customers. In case of banking system maintenance, the transfer will be delayed, and users need to log on to the official website of the relevant bank to check whether the banking system is in a maintenance state. When paying wages, if the address of the payee's bank is filled in incorrectly, it is easy to fail the transfer.
1. What are the methods of bank card transfer?
1. ATM transfer: Cardholders can carry their cards to the corresponding ATM to transfer money, which will normally arrive within 24 hours.
2, online banking transfer, which requires our bank card to open online banking. After logging into the online bank account, find the transfer remittance. Enter the other party's account, and then enter the password and dynamic password to complete the payment.
3. To transfer money at the counter, we can bring our ID card and bank card to the business outlet and go to the relevant window to handle it.
4. Mobile banking transfer, which requires that we have a bank APP on our mobile phone, and mobile banking is enabled, and the transfer can be completed after logging in to the account.
Second, how long does it take for the bank card transfers of the four major banks to arrive:
ICBC will arrive in real time in the transfer system, and more than 5, yuan will arrive the next day. If it is cross-system, it will be based on the time of the People's Bank of China;
The account will be received in real time at 9: -17: in China Bank Transfer System, and it will take 1-3 working days for those who cross the bank to receive the account;
The account will be received in real time from 9: to 16: 3 in the transfer system of China Construction Bank, and it will take 1-3 working days for the inter-bank account to arrive;
within the agricultural bank system, real-time accounts are received between agricultural banks from 9: to 17: , and super online banking is used across systems and banks. If it is less than 5, yuan, it will be received in real time, and it will take 1-3 working days across systems and banks.
3. Advantages of bank card transfer
1. Convenience: simple operation. If telephone transfer or online banking services are opened, you can transfer money without going to the bank counter and staying at home
2. Fast: electronic money is used, and the speed is naturally the fastest
3. Safety: there is no danger of being robbed!
4. Cost saving: the fare is saved, and the bank management fees are also saved, especially for the transfer from other places.
5. The amount limit is small, and the arrival time is fast: generally, there is a strict amount limit for the transfer through third-party payment, and not much money can be transferred within one day or one month, so mobile banking is the best way if you make a large transfer. In addition, if it is a transfer between peers or an inter-bank transfer during the working day, through mobile banking, in most cases, even if the account is received, the transfer through third-party payment will be relatively slow.
4. Disadvantages of bank card transfer
1. Poor operation experience
2. Complicated procedures.