1. The difference between China Construction Bank Dragon Card and ordinary card is as follows:
1) Longka credit cards can be used in advance and then repaid, while ordinary savings cards must be deposited before consumption.
2) Longka credit card has installment payment function, but ordinary savings card does not.
3) Longka credit cards can accumulate points and can be exchanged for goods in integral mall for free. Ordinary savings cards do not have this function.
4) Using a well-recorded Longka credit card can accumulate credit for the future, which is conducive to future loans.
2. At present, the threshold for processing Longka credit card is still relatively low. Under normal circumstances, as long as the applicant can submit a stable income certificate, the applicant's credit record in the bank is good and meets the age requirements, and the probability of successfully applying for a Longka credit card is still very high.
3. Longka Credit Card is issued by CCB. Longka credit card is a dual-currency card, and most ordinary cards are single-currency cards. Longka credit cards can be used abroad, and most ordinary cards can only be used in China. The scope of use is not as wide as that of longka credit card. Longka dual-currency credit card is a series of Longka products issued by China Construction Bank. Cardholders can use it first and then repay it within the credit limit approved by the issuing bank, and can use it at home and abroad, and settle it in RMB and designated foreign exchange respectively.
4. Dragon card is a general term for bank cards issued by CCB, including debit cards, credit cards and quasi-credit cards, so all the cards handled by CCB are dragon cards. The characteristic of dragon cards is that the card faces are all dragon patterns, while debit cards and credit cards issued by CCB are all dragon patterns, so consumers are used to calling these cards dragon cards.
1. China Construction Bank, formerly known as People's Construction Bank of China, was established in 1954+00, 1 (later renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.