After the credit card has been paid off, the refund will be refunded to the credit card. The credit time usually takes 1 to 3 working days, and it will vary from bank to bank. If the refund is received before the bill date, the consumption will be deducted and will not be included in the bill; if the refund is received after the bill date, it cannot be included in the current repayment, but will be treated as an overpayment on the credit card. credited to next period's bill.

Credit card refunds are generally initiated by the cardholder, and then the merchant initiates the refund. The bank will process the refund after receiving the information, and the subsequent refund will be sent to the card issuing bank, which will credit the card to the customer's credit card. If the refund is not credited for a long time after being initiated, you can consult credit card customer service.