Where can I apply for a Baotou credit card?
The generally better credit cards are from
the four major banks
China Agricultural Bank of China
Among them, Agricultural Bank of China has the highest credit rating. Large banks generally want to apply for houses with an area of ??more than 80 square meters, and the unit must stamp the official seal.
Other banks are different. Many of them, such as Baoshang Bank, China Credit Bank, China Everbright Bank, Bank of Communications, and Huaxia Bank, are easier to apply for. The conditions for applying for a credit card are:
Applying for a card Conditions: 1. To apply for a card, an individual must have a job and provide ID card and work certificate. Work certificate includes (business card, work permit, work permit)
2. Company employees must have a college degree or other bank credit cards (both One of them is sufficient)
3. Individual or limited company owners need to provide identity documents and company business licenses to apply for the card
4. If you have real estate "in your own name", you can Provide the original house book or house purchase contract; for car ownership, provide the original and copy of the driving book
Note: Those who meet the first and second conditions can apply for the card. If the third condition is convenient, it will be better than not providing it. If the amount is higher, the provider may not provide it if it is inconvenient. Generally, the bank card center will send it to your work or home address by registered mail within 15 working days.
In fact, to put it bluntly, using a credit card is to get discounts on consumption. It is convenient to swipe the card and there are many preferential merchants. Generally, local banks have many preferential merchants. For example, Baoshang Bank, which I know, has more than 3,000 preferential merchants. There are more than 60 stores and 5 CITIC Bank branches. It is very good to go to Wanda to watch movies for free twice a month. So considering all factors, you can apply for a local credit card, which should be of great help to you!
Can I apply for a Minsheng Bank credit card in Baotou City
Yes. To apply for a credit card, you need to be over 18 years old and have a stable source of income. The specific materials are as follows:
1. Application conditions:
1. Citizens aged 18-65 years old and capable of civil conduct.
2. Have stable income and provide proof of income.
3. The personal credit report must be good and have no bad records.
4. Whether you can successfully apply for a credit card is also related to your occupation.
5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department, and must provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.
2. Information required to apply for a credit card:
1. Identity certification materials;
2. Work and income certification materials;
3. Documents proving financial resources;
4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.
3. Process:
1. Apply for an appointment online;
2. Three to five working days after the appointment, staff will contact you to collect information. ;
3. It takes about 7 to 10 working days for the bank system to review personal information and call back;
4. If the review is passed, it will be sent out in about 10 working days. Take out a credit card.
Can I apply for a Guangfa Credit Card in Baotou City, Inner Mongolia?
You can apply for a Guangfa Credit Card, provided that you meet the conditions for applying for a credit card.
Requirements for applying for a credit card:
Proof of employment and income stamped with the financial seal of the unit;
A second-generation ID card is required;
No bad credit record;
Age 18 to 65 years old;
Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
Fill in the application form;
Give the bank personal information and a copy of the information;
Send it to the bank To the credit card center;
The credit card center will review, print and issue the card;
After I get the card, I will open it and wait for the password letter.
Summary: Being over 18 years old is a mandatory requirement for applying for a credit card, but without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.
What is the phone number of Baoshang Bank’s Credit Card Center
Customer service hotline: 95352
Baoshang Bank has only one customer service hotline, which is 95352
Baoshang Bank Headquarters Address: No. 6, Iron and Steel Street, Qingshan District, Baotou City, Inner Mongolia Autonomous Region
Postcode: 014030
Extended information:
Baoshang Bank Credit Card Center outbound call Number:
The outbound call numbers of Baoshang Bank Credit Card Center are unified: 0472-2895352, 0472-2500288, 0472-2500299.