Free cards in reality. Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. Free physical card means that the bank card that users apply for free at the bank can be held in their hands. In addition to physical cards, there are also virtual cards, which can directly log in the account password and enter the bank card password to receive funds.