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Why do credit cards require proof of income? Can’t it be done with proof of deposit?

If it is a China Merchants Bank credit card, the most important condition is that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit.

(1) If you are not working and are a self-employed person, you can provide your self-employed business license and tax bills for the past three months. You can also provide other proof of your financial resources, such as income tax withholding Vouchers; copies of your own real estate certificates; copies of your own car driving licenses; bank deposit certificates and other materials that can prove your financial level. Since the credit limit and issuance status cannot be predicted, if you meet the above conditions, you can submit the information and try to apply. Note: The credit card issuance status will be subject to the final review result.