question 1: what should I do if my credit card expires? Introduction: The validity period of a credit card is generally 3-5 years. You can see the validity period on your credit card. So what if the credit card expires? This article will tell you what to pay attention to if your credit card expires and you are ready to continue. The validity period of credit cards in China is generally 3-5 years. You can see the validity period on your credit card. So what will happen when the credit card expires, and what should I do? What happens when the credit card expires? 1. It will restrict the use of credit cards and will not be able to withdraw money or spend freely; 2. The arrears are still valid and can be repaid by credit card; 3. Note: Credit card expiration does not mean cancellation, and the annual fee may still be charged; After the credit card expires, the cardholder can continue to use or cancel the card according to his own situation. If you are going to continue to use it: In foreign countries, the bank will send a new card to the cardholder before the credit card expires. However, due to the fear of mailing problems, domestic banks' practices are mainly divided into two ways. 1. You need to go to the bank to get it in person. For example, ICBC's credit card expires: Peony Card Center will automatically change your card one month before the card expires, and the international credit card, debit card and credit card exchange card will automatically deduct the annual fee from the card through the system. You can get a new card through the 24-hour service hotline 95588, and the international card service hotline is 1-95588. (If you don't want to change your card for the time being, please inform ICBC through the 24-hour service hotline one month before the card expires. ICBC can keep the card number for you for a certain period of time. When you need to continue to use the card in the future, you can contact the card replacement through the 24-hour service hotline. ) CCB Credit Card Expiration: The validity period of Longka Credit Card is three years, and it will be invalid upon expiration. The issuing bank provides cardholders with automatic card replacement service at maturity. (If the cardholder does not change the card upon expiration, he shall notify the card issuing bank in writing or in other forms recognized by the card issuing bank one month before the expiration of the card validity period. However, after the card expires, the outstanding creditor-debtor relationship under the Longka credit card account is still valid. 2. The bank sends you a new card directly, for example, Minsheng Bank Credit Card expires: Minsheng Credit Card is valid for 3 years, and the valid period is indicated on the front of the card. Minsheng Bank will take the initiative to send you a new card before your card expires, without going through any formalities. China Merchants Bank credit card expires: China Merchants Bank credit card is valid for 3 years, and a new card is issued every 3 years. The front of the card indicates the expiration date for you. The credit card center will send you a new card by registered mail before your card expires, without any formalities. Precautions after receiving a new card 1. The new card needs to be activated before it can be used; 2. For safety, please sign your name on the back of the credit card and cut off the old card, which does not need to be sent back to the bank; 3. Debts and points of the old card will be transferred to the new card. If you don't use it after the expiration, you'd better inform the bank one month in advance if you decide not to use it. Some banks will send the card replacement notice to the cardholder before the credit card expires. For the credit card that is no longer used after the expiration, the cardholder can sign the receipt of non-replacement and send it back to the bank within the specified time, and the bank will stop issuing a new card. In addition, for cardholders who are ready to send back the receipt without changing their cards, don't send the credit card folder in the receipt. Now, you must show your credit card when you cancel your card. When handling credit cards, these things are explained in detail in the application form contract given by the bank to customers. As long as everyone pays attention, unnecessary troubles will not occur.

Question 2: What should I do if the credit card of China Bank expires? If the credit card expires, it is invalid, and you can apply for card replacement (if you apply for card replacement automatically, the system has already replaced a new card for you, so you just need to go to the bank to get the card. If not, you need to apply for a new card). I suggest you call 95599 to check the card replacement.

question 3: what should I do after the credit card expires? You don't need to provide information, and the bank will contact you on its own initiative. You just need to confirm that the address where you receive the card is correct and wait for the bank to issue a new card, without paying any fees.

question 4: what should I do if I change my credit card to a new one when it expires? It's okay.

as long as you don't pay it back at all, but keep paying it back (whether it's the minimum amount or something else), the bank will continue to send you a new card for free, and there will be no extra charge.

if I cancel your account directly, how can I get the money back from the bank? I will definitely send it to you again.

Question 5: The credit card has expired. What should I do if I don't have a new card? Call the bank and mail the new card.

Question 6: What should I do if the credit card is about to expire? In the case of China Merchants Bank, the credit card will automatically expire after it expires, and our bank will provide card replacement service when it expires. The new card will be valid for five years. Two months before the credit card expires, our bank will send a short message to remind the cardholder to change the card, and the new card will be sent to the billing address. Tips:

1. Replace the card and issue a new card with the same kind as the original card. 2. If the old card type has been stopped (SMS will remind you of card replacement), other card types will be replaced after the expiration.

when the cardholder logs into the mobile banking within the validity period of the card replacement registration, he can select "Expired Card Replacement Registration" under the "Card Management" menu and perform card replacement related operations according to the prompts. It is not possible to change the card directly at the branch.

Question 7: What should I do if China Merchants Bank's credit card expires? As long as your credit history remains relatively good during use.

for example, changing a category is definitely possible.

as long as you call the customer hotline and tell him that your card will expire soon, then they will do it for you according to your personal wishes.

But, in fact, you don't need to call them at all. When your credit card expires, as long as your credit history is good, they will take the initiative to call you and let you continue to use it.

at that time, you can change to another category.

Of course, credit cards like China Merchants Bank are very good. They usually send you an email when they are about to expire, and then remind you that you can change your card online.

I changed my card online.

question 8: what should I do if the date on the card face expires? Can it still be used after it expires? When the credit card expires, the bank should change the card in advance to avoid delaying the use of the card. You can also get in touch with the bank and do the mailing service. Credit cards can't be used after expiration.

if I can help you, please "satisfy" below.

Question 9: Excuse me, what should I do if ICBC's credit card expires? 1. If the credit card expires, we can have two choices. If we don't want to continue using it, we should explain it to the issuing bank one month in advance. Request to cancel the card. And pay off the arrears, otherwise, even if the card expires, you will not continue to use it, but the arrears will still exist. And if you don't pay off your debts on the final repayment date, you will also have a bad credit record, which may affect your future loans and other credit-related businesses. After paying off the debt, take your credit card and ID card to the issuing bank to cancel the card. 2. If you want to continue to use it, you also need to ask the bank for a new card one month in advance. The bank will send you a new credit card. And your credit limit, points, arrears and everything will be transferred to the new card. The used credit card does not need to be sent back to the bank, but only needs to be destroyed by itself. However, there are various kinds of credit now, and collection is also a good choice. Some people have the habit of collecting credit cards. It's annoying to apply for a new card locally and then cancel the card in another place. Can't the bank be flexible?

Question 1: What should I do when the credit card of Bank of Communications expires? Don't worry, he will send you a new card in early August and send you a text message. If you don't call customer service to ask when to send the new card to your factory, it won't affect your credit. You can pay back more than 1, yuan you owe later, so you don't need to worry too much.