2. The transaction amount exceeds the limit, which is generally the limit of the issuing bank on the amount payable when the bank card or credit card user uses Alipay and other quick payments. Every bank has a maximum payment limit for online payment. If this limit is exceeded, online payment will not be allowed. The reasons why the transaction amount exceeds the limit are as follows: the cardholder has set a single transaction or accumulated limit for the day among qualified users. When applying for online banking, the cardholder has set a single transaction or accumulated limit for the day. Methods for clearing the transaction amount exceeding the limit:

1) Pay in several installments;

2) Bring my ID card and bank card (credit card) to the bank for modification or cancellation;

3) Log in to the online bank (take China Construction Bank as an example, just log in to the online bank of China Construction Bank), and modify or cancel the transaction amount.

3. If you set your own online trading limit, it should be over the limit. Cancel and reset the online banking limit. If there is no online banking, you can call the bank customer service and ask them to help you reset it; You can also enter the online banking to modify the online payment amount, and then close it before modifying it. A higher amount should be no problem.

1. The reasons why the transaction amount exceeds the limit are:

1) Credit card transaction amount exceeds the set limit: at present, most bank credit cards can set a transaction limit, such as how many transactions can be made every day, what is the transaction amount, or what is the total transaction amount in a billing cycle.

2) Credit card quota was reduced by the bank: for various reasons, the credit card quota was reduced by the bank, but the bank did not inform the cardholder. In this case, the cardholder needs to call the bank to ask the reason for the decrease and see if he can apply for the restoration of the quota.

3) The use of credit card is irregular: If this happens, please stop trading in wholesale or preferential merchants, and you need to spend it in hotels, supermarkets, department stores, entertainment and other normal merchants. The amount should be large and small, and we can't spend a lot all the time. We'll see if the restrictions can be lifted after a while.

4) Credit card transactions are risky: a transaction may be risky, triggering the bank's risk control system and causing the transaction to fail. In this case, it can be consumed by another merchant. If it is in consumption abroad, some banks need to register by phone in advance, which is also a way to ensure the safety of credit card funds.

5) Transaction equipment failure: There are problems in the transaction system, such as network delay and equipment problems. You can usually swipe your card later.

Operating environment:

Mobile phone model: ELS-AN00 2.0.0.212

Computer: windows 10

China construction bank