When the credit card repayment amount is greater than the amount owed, the excess will be displayed as a negative number, which is the so-called overpayment.

1. Overpayment is accumulated on the credit limit, and this part of the credit will be occupied first the next time you consume;

2. When you withdraw the overpayment, payment procedures may be required Fees: For overpayment withdrawals with China Merchants Credit Card, you need to pay a handling fee, usually 1/transaction, with a minimum of 10 yuan/transaction. Some banks do not require handling fees.