How long can I reapply if I fail to apply for Ping An Credit Card?
If there is something wrong with the credit card, users can reapply for it immediately. However, because the credit card they just applied for has been rejected, users are usually advised to reapply every 1-3 months. Frequent application in a short period of time will not greatly change the credit qualification conditions of users, so the audit results will not change. Re-applying at regular intervals is conducive to examination and approval.
In addition, if the credit card application fails, users can consult the reasons for the bank's failure, and then apply for a credit card after solving the problem, which can increase the chances of approval.
What is the reason for the failure of Ping An Bank's credit card application?
1. Application information is wrong or missing: the main reference for banks to review credit cards is application information. If the application information provided is incorrect or missing, the application may be rejected directly.
2. Lack of economic strength: Ping An Bank has a wide variety of credit cards, including ordinary cards, gold cards and platinum cards. If you are just an ordinary office worker and want to apply for a platinum card for the first time, it is normal to fail in your application. If you want to apply for a high-grade credit card, you'd better provide additional financial proof, such as real estate license, driving license, deposit slip, financial management certificate, five insurance and one gold deposit certificate, etc.
3. Bad credit reporting: if there are bad credit card records, such as overdue credit cards and cashing out credit cards; Or have a record of non-performing loans, the bank will directly sentence the application for a credit card to "death" and refuse the card.