Annual fee-free policy: Standard Gold Card swiping the card 3 times or 18 times is exempt from the annual fee for the following year (excluding business cards, car cards and other special cards).

Cash withdrawal handling fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3‰ of the transaction amount, minimum 3 US dollars.

Multi-account management: Enjoy unlimited credit limit, multiple CCB cards with the same bill date and independent repayments.

Online payment: Alipay: It can be used after online registration. The single transaction and daily limit are both 500 yuan.

Instalment business: Supports interest-free installments (3, 6, and 12 installments) from specific merchants. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments.

Billing date: There are multiple billing dates per month, and the cardholder can change it once a year during the validity period of the card.

Currency: RMB, RMB/USD, RMB/EUR. Extended information

Credit card application

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.

Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank.

After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature. Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-CCB Credit Card