The burden of life will increase, especially for some young families who are ready to add more money. Therefore, it is more necessary to be cautious when CCB handles the formalities of repaying loans in advance.
First of all, look at the provisions on prepayment in the loan contract. When looking at the contract, we should pay attention to whether it is necessary to pay a certain penalty for repaying the loan in advance.
Second, telephone the location and telephone number of the prepayment department of the loan bank, and the conditions required for prepayment.
Third, according to the telephone number of the consultation, call or go to the relevant department in person to apply for early repayment.
Fourth, the borrower himself goes to the borrowing bank with relevant documents and fills in the application form for prepayment.
Fifth, submit an application form for prepayment and deposit the prepayment amount in the counter.