What are the certifications on Paipaidai?
1. When applying for a loan on Paipaidai, you can perform identity authentication, video authentication, academic qualification authentication, student status authentication, and mobile phone authentication. Real-name authentication, bank statement, account book, Alipay annual statement, etc. Among them, only identity authentication and mobile phone real-name authentication are necessary. Other authentications can be supplemented as much as possible. However, I suggest that it is best to complete all the authentications you can complete, because only in this way will your review time be shortened and the success rate of the loan will be improved. Large, and the amount will be relatively large.
2. When reviewing Paipaidai, you need to complete various certifications before you can apply for a loan. The necessary certifications for borrowing include identity authentication and mobile phone real-name authentication. Then you can supplement other certifications, such as providing nearly three Monthly bank statements, application for student status certification, academic certification, and complete photos of my family register. The text on the picture must be clearly visible. Then you can upload via WeChat. Follow the WeChat service account "Shanghai Paipaidai" and submit it in the "I want to borrow money, upload information" below.
For more information about what certifications are available on Paipaidai, go to: View more content What information do I need to upload when applying for a loan on Paipaidai?
After the borrower uploads the information, it will be reviewed by specialized reviewers. The general information listed below is for your reference. Please refer to the staff who contacted you for the specific information required.
1. ID card (front and back), photo of the person holding the ID card and taking a photo of the front side
2. Marriage certificate
3. Business license
4. Labor contract
5. Work badge, business card, work permit
6. Social security
7. Salary card/common bank statements
8. Student ID card/all-in-one card
9. Real estate certificate
10. Driving license
11. Alipay screenshot
12. Personal credit report
13. Credit card (debit card) statement
14. Academic degree certificate
15. All other loan agreements/certificates What are the conditions for a loan?
Paipaidai loans are mainly divided into three situations, namely ordinary loan standard, online loan expert standard and receivable safety standard. The loan conditions of these three types of loans are different. The following are the loan conditions for various targets:
1. Ordinary loan targets: Mainland Chinese citizens aged 21 to 55 years old, with real-name certified mobile phone numbers, and stable sources of income.
2. Online loan qualification criteria: Mainland Chinese citizens aged 21 to 55 years old, need to complete Alipay real-name association, the annual Alipay consumption amount cannot be less than 2,000 yuan, and have a stable source of income.
3. Receivable safety standard: Mainland Chinese citizens aged 21 to 55 years old, who are Paipai loan lender users, whose lending credit is greater than 20 points, and whose third-party association needs to be greater than or equal to 1. And have a stable source of income. What information is required for a Paipai loan?
Paipaidai is a software that provides an online loan platform. It targets a wide range of customers, mainly office workers, college students, and private companies. You can choose the category according to your actual situation. The following information is mainly required:
Office workers:
1. Photos of the front and back of the ID card and holding the ID card in hand.
2. Work certificate, bank statement, labor contract, marriage certificate (married).
3. Personal credit report, (real estate license, driver's license if necessary), social security.
College students (age required):
1. Photos of the front and back of the ID card and holding the ID card in hand.
2. Student ID card or all-in-one card.
3. Educational certificate (preferably a screenshot of Xuexin.com).
Private enterprises:
1. The front and back of the legal representative’s ID card and a photo of the ID card in hand.
2. Business license
3. Statements of the past few months (guaranteed income)