Apply for redemption of gifts provided by credit card integral mall through bank official website, self-service voice phone, SMS and other channels; When the cooperative merchants of the bank spend money by credit card, the points will be deducted to a part of the amount; Call the bank credit card customer service hotline for redemption; Go to the bank outlet to exchange money.

The basic integral function of swiping a card is to exchange points for your favorite goods in the official mall of the bank, and you can also exchange phone bills, restaurants, air miles and so on. Every exchange has its own rules. Generally speaking, the points can get far less than the consumption amount, of course, something is better than nothing.

There are many kinds of redemption gifts provided by major banks, but it often takes hundreds of thousands or even millions of points to redeem these high-end gifts, which makes many cardholders feel that credit card points cannot be redeemed at all, because it is generally difficult to have tens of thousands of points. In order to make the points reflect greater value, it is necessary to know the validity period of credit card points of major banks, and not just focus on saving points. Maybe you don't know when the points will expire.