If you want to take the initiative to reduce the amount, you can only call the official customer service phone number of the issuing bank to apply. In addition, cardholders can reduce their credit limit by not using credit cards for a long time. For long-term unused credit cards, banks will take relief. If you don't use it for a long time, you can decide whether to continue to hold the card according to the cardholder's own situation. If it is really useless, you can apply for cancellation of your credit card.

Extended data credit card limit refers to the maximum overdraft limit of credit cards issued by banks to credit card holders, which varies with different credit card levels, including:

1, and the general credit card limit is around 3000- 10000;

2. The gold card amount of the credit card is about10000-50000;

3. Credit card platinum card amount is more than 50,000, and so on.

The credit card limit is mainly determined by the comprehensive qualifications of the credit card applicant, such as personal credit and repayment ability. I want to know how much credit line I have, so that I can apply for a credit card at the bank.