Go to pick up the car dealership first. The credit installment car purchase has certain limitations, not only the amount is limited, but also the loan amount for middle and low-grade vehicles with a loan amount of less than 200,000 yuan should be more than 30,000 yuan, and it can only be used for specific vehicles that banks cooperate with dealers. Therefore, choosing a car according to this standard is the first thing for every car owner. If you submit an application in a 4S store, please bring your ID card to the Agricultural Bank of China to handle the car installment business, and the branch staff will help you fill out the relevant forms. Let's discuss the price of two cars first. Except for paying part of the handling fee, the handling fee for car purchase by credit card installment is exactly the same as that for cash. Customers can negotiate the car price with the car 4S shop first, or participate in the dealer's promotion activities, and then apply to the bank for credit card installment payment to buy a car. Get the money ready to buy a car. Although the minimum down payment for buying a car by installment with a credit card is 30% of the price of a naked car, not everyone can get a loan of 70%. Therefore, before choosing a credit card to buy a car by installment, the cardholder should call the bank to find out his credit limit. Prepare extra expenses in advance. Under normal circumstances, the handling fee for credit card installment purchase is paid in one lump sum at the time of down payment and monthly payment. When buying a car, you must prepare the down payment, purchase tax, insurance, compulsory insurance, licensing fee, handling fee and other expenses. The above is the process introduction of credit card installment purchase.

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