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Shaanxi Credit Cooperative Credit Card Application
How do rural commercial banks handle credit cards? What documents do you need?

Bring your ID card to the outlets of rural commercial banks.

According to Article 5 of Shaanxi Credit Cooperatives' Father Debit Card Charter:

Any unit that opens a basic deposit account in the network business organization of Shaanxi Rural Credit Cooperatives Association and a natural person with full capacity for civil conduct can apply for a father card in the network business organization of Shaanxi Rural Credit Cooperatives Association as long as they acknowledge and abide by the Articles of Association, without providing guarantee.

The applicant unit or individual can apply for a main card and multiple supplementary cards, and the main card and its supplementary cards share a current main account. The cardholder of the primary card can control various payment channels and payment limits of the secondary card according to actual needs, and be responsible for all transactions arising from the primary card and the secondary card he applies for.

Extended data:

According to Article 7 of Shaanxi Credit Cooperatives' Father Debit Card Charter:

With the father card, the cardholder can deposit and withdraw cash (personal card only), withdraw cash from ATM (personal card only), handle transfer settlement, check the balance, modify the password, make telephone inquiries and spend money at special merchants connected with POS machines.

If the cardholder enters the wrong card password three times in a day, the father card will be locked, and it is necessary to report the loss of the password at the card issuing outlet. Only after the password is reset can the transaction proceed normally. The father card must be deposited first and then paid, and there is no overdraft function.

The funds in the unit card account are transferred from basic deposit account to deposit, and cash may not be accessed, and sales income may not be deposited in the unit card account; The unit card can handle the settlement of commodity trading and labor supply funds. If the amount of a single transaction exceeds 654.38+10,000 yuan, it shall be handled in accordance with relevant regulations.