1. Card surface design: The card surface design of Platinum Card has precious metal texture, highlighting the identity and taste of the cardholder; Gold cards are more common.
2. Quota: The quota of a gold card is generally between 5,000 and 50,000, and that of a platinum card is generally between 20,000 and 200,000.
3. Annual fee: Huaxia Bank credit card platinum card annual fee 680 yuan/year, gold card annual fee 200 yuan/year. However, Huaxia Bank Credit Card Center will be exempted from the annual fee for the first year, and only need to use Huaxia Credit Card Platinum Card or Gold Card to spend or withdraw five or more in the first year to avoid the annual fee for the next year.
4. Amount of lost card guarantee: Huaxia Elite Zunshang Platinum Credit Card has a maximum loss guarantee of 6,543.8+10,000 yuan, Titanium Credit Card and Changxing Huaxia Credit Card have a maximum loss guarantee of 30,000 yuan, and the gold card has a maximum loss guarantee of 6,543.8+0.5 million yuan.
5. Value-added services: Platinum cardholders can enjoy services such as 1 yuan airport parking, one-yuan airport transfer, one-star hotel check-in, one-get-one-free and overseas fast tax refund. At the same time, if you book any hotel in Hyatt Regency Greater China, you can enjoy a 28% discount on the room rate.