It's expired. Usually, the grace period of most credit cards is 1 to 3 days. Overdue repayment 10 days, which obviously exceeds the repayment grace period, is regarded as overdue repayment. Overdue repayment will not only affect personal credit information, but also produce overdue fees, which will have a negative impact on personal loans in the future. Frequent overdue payments can also lead to credit stains, which may lead to the inability to apply for loans and credit cards.

Can I apply if my credit card is rejected?

Yes You can apply for a credit card after being rejected. Credit card rejection only means that the credit card is rejected. After being rejected, you can apply for another credit card or go to another bank to apply. It is recommended that those who are rejected apply once every three months, not frequently. It doesn't matter if the credit card application is rejected. If the user applies for a credit card after being blacklisted, the credit card application will be rejected.